Definition of Site Build It

Site Build It is a very successful web host on the Internet. It is really much more than just a web host. Here is the definition of Site Build It.

Writing a definition of Site Build It is a challenge since it is so many different things combined under one name. To define SBI, I prefer to step back away from the Internet and the technology and define it as a business model or business system. There are several definitions of system:

* a group of independent but interrelated elements comprising a unified whole.
* a procedure or process for obtaining an objective
* organization: an ordered manner; orderliness by virtue of being methodical and well organized.
* a group of elements, components, or devices that are assembled to serve a common purpose. In a technological system, this refers to all hardware, software, networks, cables, peripheral equipment, information, data, personnel, and procedures (ie, all technology resources) that comprise a computer environment.

All of these apply to SBI. Too many people only associate SBI with web hosting. In their minds, SBI provides memory on a server, bandwidth for access, and software to create and post web pages for access on the Internet. SBI is so much more than that. It is a system or method for creating successful businesses. It just happens that the Internet is the medium used to make these businesses successful.

Another definition of a system is a collection of people, processes, procedures, and equipment working in unison to achieve a goal. This definition also applies to SBI.

* The people are the owners of the SBI sites and the SBI staff working as one to maximize the results for the web site owner and make a profit for SBI.
* The processes are composed of the structured market research before a domain name can be selected, the structured brainstorming and development of keywords for the future website, the 10 day Action Guide in written or video format for developing the successful business, the monetization module for finding the best methods to generate income from traffic to the website, the SBI forums where SBI owners help and are helped. This structure makes SBI the ideal business model for an inexperienced person.
* The procedures are the rules for using the SBI hosting hardware and software. SBI hosting is a controlled procedure. It does not allow server side applications and limits the types of files it will host. However, this structure allows SBI to monitor the activity of the search engine spiders, monitor search engine page rank, automatically update RSS feeds, automatically update site maps, and provides many more benefits to the SBI website owner.
* The equipment is composed of the personal computer of the SBI website owner and the equipment in the web hosting data center plus all the Internet communication equipment that connects the two and the rest of the world.

The key point to take away from this article- SBI is a business system, not just a web host. For more information, download my free ebook at http://www.sbi-guru.com I wish you well with building your future website.

Copyright 2007 John Howe, Inc.

John V. W. Howe is an entrepreneur, author, inventor, patent holder, husband, father, and grandfather. He has worked with computers for over 44 years. He is an expert in website creation and web hosting. He has published over 60 articles on the Internet covering diverse topics. His website http://www.the-best-web-host.com helps people analyze their needs and match those needs to the best web host. He also publishes http://www.boomer-ezine.com an ezine for Internet entrepreneurs.Marijo Blog91341
Merralee Blog48443

Your Success Wealth 12 Step Program!

To Build Your Business You MUST Have Great Resources, Content, and Products! If You Are Promoting Affiliate Programs, Reseller ProductsYou Must Have These Essential Items In Order To Succeed!

Laurie Brandt
Subject: Do YOU Have What YOU NEED?

Hi, my name is Laurie Brandt. I have been around doing everything from Web Design, Hosting, Affiliate programs, Marketing programs, reading tons of books since 1999 and I am seeing the whys we all question and addressing them. You see all of these Marketing programs springing up everywhere like banks and for the owner of the program it is a BANK! It makes them rich if they are good, well known and did this right!

Will our buying all these Marketing programs make us Rich? We already know the answer to thatof course not! Will some Marketing programs help you make money, YES! But not give you the Bank. No one, not even me will tell you all their treasured secrets, I will admit I will tell you most cause I am like you and want to succeed. Plus I am NOT Greedy, nor are all Marketers, some are really cool! But some are about self and filling up their Bank and taking our money.

How do we succeed? I Have investigated a few programs that I believe in and in time think they will prevail the amounts of money I desireRome was not built in a Day and in all honesty these Marketing programs took a lot of cash to put together, along with trial and error, to get it to work for them.

If I were rich I would give 1000 people or more a FREE top notch program for FREE! I am not so thats not going to happen today. But what can we do today to get our foot in the Bank Door? Some of these Programs run well into the thousands, some charge a monthly fee (more my speed), some will give you payment optionsbut still that BIG question looms, can we afford it? For most of us we cantso what do we do? And these are the Good Guy Marketers I am referring too.

Well I attended a Teleseminar Call the other night and got some real useful info, was it free, no, nothing out here is free. Whoever said they made X amount without spending a dime, is a Liar! (Unless when the Net Opened up Commercially over 10 years ago, they might have and I even question that too.)

But a few basics I want to share that will help start putting some money in your pocketswe all MUST start somewhere. I am a member of a Marketing program (and an Excellent One, Made an excellent commission check and only joined a month ago) that I believe in time will put a good amount of money in my pocket, and in time maybe the knowledge to create my own Marketing program and have my own Bank. What can we do in the meantime?

Use Affiliate Programs, Be Careful Which ones you Choose. It is an excellent place to begin and I have made money using them and will gladly pass them onto you at the end of this report.

Read Think and Grow Rich By Napoleon Hill and Rich Dad, Poor Dad By Robert Kiyosaki, you can find them in Google and Think and Grow Rich can found Free. I will also add that to the end of this Report. Rich Dad, Poor Dad I have not been able to locate for free but Amazon has Used copies that are like fairly cheap. Ill Get Some Pricing Ideas for you!

Pick out a Handful Of Affiliate Marketing Programs (Investigate, Read forums) to Create Multiple Streams of Income! I have put together a list that I know to be trustworthy and will make you money (see bottom of Report). Please keep in mind at all times, no action results in no actionmeaning if you do not Promote and work the Program you will gain absolutely nothing. All these pay a fee and make a Fortune is a Rip-off, the only person making a Fortune is the one you gave your money too. And again, if you do pay for a good program and do NOTHING, you get just that, NOTHING!

Build an Opt-List (Not Easy) but a Must to have, use a Landing/Capture page with your Autoresponder on it. I have some ideas you can use but remember this is not an easy task...people will actually say NO to good useful information. You have to try different things, get known and become Trustworthy. I will give you some Bonus materials to use in your efforts to build your Opt-in list and then you must be patient and study the ways of others that will share what worked for them. CREATE A Page similar to this and promote it on the Net once you have gotten a good feel of what you need to do and have seen solid results from your efforts. Never lie, just destroys your credibility and then NO ONE will want your Products, programs, etc.

Use a few Good Safelist (Again Investigate, Free ones will NOT get much attention) Promote your programs through them. Build a Solid Downline, this is a form of Opt in list also. I will give you a list of some that I have good results to fair results withbut still remember to investigate and look for some that may work for you. I do not have every answer; if I did I would be RICH by now!

Join some Networking Programs and share with others and learn, soak up all the good info you can get your hands on. I have a few that are very good and responsiveone that makes me good money! I WILL DISCLOSE A LIST OF WHAT HAS WORKED FOR ME AT BOTTOM OF THIS PAGE!

Then if you want to try your hand at Marketing, get a Product you believe in and promote it along with your Affiliate Programs! I have a few ideas for you here too and will give you this infoare the products free? Some, the good ones are not free, I sell them cheaper than anyone else and will also give you Free Memberships to some Great sites that also have great resources that you can make money with. You are under no obligation to buy anything from me. These are just what has worked for me

Then Promote, promote, and promote! Attend Teleseminars, live ones when you can so you can ask questions, not everyone gives you that opportunity but most do. Grab some Offline text books on Marketing, Affiliate marketing, you can get tons of Great Books at Amazon that says used but I have purchased many and they look new to me when I get them.

Read Materials on Copywritingif you hate to write there are software programs that will do it for you or you can go to elance.com or some other agency and get a lot of stuff done cheap. Shop around. I am going to give you a just about everything you need to get started. But Rule #1: You MUST Promote, You must do your part, or nothing happens! Rule #2: see Rule #1! This is serious. This whole thing is serious, and if you are serious and dedicated, determined, nothing will get in your way.

The links I provide, please usethey are useful, beneficial and of GREAT value. I am giving you 2 free Memberships, which 1 is worth $26 monthly. There is even free hosting there, E-Books, Software, sooo many resources. So please do not take this lightly, I want you to succeed and am giving this to you for FREE! There is probably at least a grand in the free stuff and resources.

Teamwork and the POWER OF KNOWLEDGE AND NUMBERS! It works and its worth it, getting my 1st commission check from that program I just joined a month ago was too coolthey pay and any program I ever offer doesI will never at anytime offer you junk!

If you sit still and do nothing, nothing will happen, thats a PROMISE! I actually know Affiliate Marketers that make over 100k Yearly! Money can be made many ways on the netbut keep it cleandont email people with RE: in the subject line, good way to lose trust in that person who is trying to sell you something. Be honestI know I said I would not give out all my secrets, well I just didI am not making 6 figures, I am disabled and some days I just cant do anythingbut I keep it honest and clean and will gladly refund money to an unhappy customer.

My list is still small but responsive, I believe in giving away good stuff that will help and benefit. I have 10 out of 10 at a networking program I use, but I still have a long ways to go. The keyDO NOT GIVE UP! You will hit slumps but it always gets better. During these slumps or slow periods take that time and read, learn, listen to CDs, Audio/Video files that pertain to the subject matter. Never waste time, your goal is to become Automated but never Isolatedmake sure your members can always contact you. Your Autoresponder can do a lot but it cant answer every question customers, members, potential customers may need answers or help with, so please make yourself available.

Try and test different thingsI myself still have not found my Niche of choice but believe I will in the next few monthsyou will too. Just always, keep it clean, honest, and never be cheap. Your list will hang around longer if you treat them good, dont email them to death and if you give gifts, give beneficial ones, they will appreciate you for that.

Share with them your experiences; ask them to share theirs on your Blog, Site, or Forum. I want us all to succeed and if I find the key, I promise to share. If anyone would like to reach me my contact info is under my signature. Thanks for your time and I hope I was able to help someone today!

In the Future We Will Explore eBayPros and Cons. But for today we will keep it simple and work at the 12 steps of Your Success Wealth! It can be reached!

Please utilize the links belowmany FREE Resources, Hosting, Just about everything you need. Most is FREE a few things have a price, buy gain you are under NO obligation to purchase anything unless you want too. If The Resource Links Have Been Removed From This VersionPlease Refer To My Blog At http://digitaldiscounts10.blogspot.com

Best Wishes,
Laurie Brandt
YourSuccessWealth
336-723-7809
Laurie@digitaldiscounts10.com
http://www.ISO910.com/yoursuccesswealth.html (Your Success Wealth Capture Page)
http://www.ultimatelicense.com/splash3.php?rid=pawsnall64 (4 Free Sites, $26 Monthly Value, Free Hosting included and other cool bonuses)
http://www.isoregister.com/promote/?ref=pawsnall64 ( Great Resource That Will Help You Grow )
http://www.jobdiscover.com/jd/marketforce/index.html (Post or find people cheap to help with writing, or sell your talents here to others that could use your services)
http://community.adlandpro.com/go/tcsca1/?ref=tcsca1 (#1 Business Community, Join Free, Great Money Maker, High Income potential)
http://www.directmatches.com/pawsnall64 (#2 Business Community, Good Money Maker, High Income potential)
http://www.surefirewealth.com/rep/marketforce/mem.html (Great Income, Resources, E-Books, Software and Free!)
http://www.xy7.com ( Good Money Maker)
http://www.elance.com (Need work done, cheap, similar to jobdiscover.com but not as good)
http://ddesigner.secretaff.hop.clickbank.net (Excellent Affiliate training package, only $9.95, priceless info, 3 great bonuses)
http://www.letsallworkathome.com/Total-Resale/751/index.htm (Excellent reseller, and every tool you need, plus you get a free 1 year Silver membership to SureFirewealth.com, I have made tons of money with this package and used many of the tools to build my business)
http://www.ultimatelicense.com/rep/pawsnall64/ga.html ( Have Resellers rights to U4, helps build your Opt- in list)
http://www.thesecondtier.com/marketforce/thesecondtier (Great resources and marketing site)
http://community.adlandpro.com/registerUser.aspx?ref=tcsca1 (Still #1 Biz Site)
http://freeaddepot.com/?aff=4273 (Great for promotions)
http://www.mymarketingtactics.com/makemoney/5lessons.pdf (Excellent reading)
http://www.websiteservices.com/advertising/adrates.pdf (Free Magazine for marketing)
http://www.digitaldiscounts10.com (Many Resources and FREE Pro Marketing magazines)
http://website.ws/pawsnall/show (Get Your Site, everything you need plus make money with it, Top notch, Your Success Wealths new home will be here)
http://www.digitaldiscounts10.com/Suggest/35PrivateLabelHeaderGraphics/index.html (Another great income opportunity, made a good bit of cash on this one too, PLUS all the software to easily make your own sale pages)
http://thetoolman.net/Recommends/1000Links/ (Lots of Free stuff, Great resources)
http://www.profityesterday.com/pawsnall64 (NewHas It All Free To Join Marketing)
http://www.milliondollarbookshelf.com/books/tagr/index.php (Think and Grow Rich FREE Download)

Rich Dad, Poor Dad Can Be Purchased At Amazon.com For About $4 (Go To www.digitaldiscounts10.com and get it at our Amazon Store and Get a Free $200.00 Gift Card from us for SureFireWealth.com)

You will find many more resources within these. Within these links you have everything you need to start, run, maintain and automate any business you desire. This is a great Group of Info products, resources and more! My goal is to help you anyway I can and show you where to get what you when you need it. Remember Rule #1 at all times!

Rome was NOT Built In a Day! Determination and YOU MUST NOT GIVE UP! All good things take time and these are some of the BEST Resources you will ever encounter, what you do with them is your call. You know what you want and what you need. Every solution is in these 12 steps and resource links to your every problem you face. Take this and run with itPromote and win. Utilize and make the very best you that you can be. You have the power, you can win online and you will!

To View The Resources For This Report Please Go To http://digitaldiscounts10.blogspot.com Scroll To Bottom Of Article And Resource Links Are Available!

To Your Online Success,
Laurie Brandt
Your Success Wealth
Laurie@digitaldiscounts10.com
336-723-7809

Copyright © 2006 Digital Discounts 10
http://digitaldiscounts10.com

Laurie Brandt is a Woman of Todays Writing. Many Women Writers that precede her are an Inspiration to her and influence much of her work. She hopes to one day to have what they have...Talent, Respect, and will stop at Nothing to get it! Very determined and straightforward in her writings. She wants the TRUTH to be told. She enjoys helping others and will never have a "Help Desk" and will always answer her own email.Melisa Blog42226
Marna Blog56353

Don't Make These Affiliate Marketing Mistakes!

If youre new to affiliate marketing, or if youve been doing it awhile but you arent making any money, you might be making one of these big mistakes in your business. What follows are three of the biggest mistakes I see affiliates making as I cruise the net, and some solutions for creating a better website that converts more visitors into paying customers.

The first big mistake many affiliates make is building an amateurish or downright ugly website. There are design principles that you must follow when you build your website to achieve success in affiliate marketing. There are also plenty of tools to help you create a professional looking site.

When a visitor arrives at your site, you have only a few seconds to create interest in your site and to build credibility and rapport. First impressions are vitally important! Your banner must be of professional quality and must be simple and to the point. The name of your website and what you say in your banner must tell the visitor exactly what your website is about upon first glance.

Too many graphics is a bad thing. Your site should be simple text for the most part. Keep your site simple, easy to read, clean and uncluttered. That means having margins, easy to read fonts, and easy on the eye colors. White backgrounds with black type are best. Eliminate all the gaudy colors, wild graphics, and blinking lights. Use only one or two colored fonts.

Your goal is create credibility, reliability, and trustworthiness with your visitor. Think conservatively. Other ways to create credibility and rapport is to put a photo of yourself near the top of your page. Be sure to display your email address and contact details prominently.

Just below your banner should be your headline in large type. This headline is the most important part of your webpage. It must be interesting and bold and draw the visitor into your site. You must compel the reader to continue reading! Your headline should address the needs of your visitor or provide a solution to your visitors problem.

Finally, do not overwhelm your customer with choices. Design your navigation so that the visitor has no more than five links to choose from. You do not want to confuse your potential customer. A confused mind simply wont make a purchase. More often than not, the confused visitor will exit your website in search of an easier and clearer solution to their need or problem.

Your navigation should be placed in the same place on every webpage to make it easier for your visitor. Keep your visitor happy! The happy mood is the buying mood. Whats more, a customer that is happy to have found you and the products you have provided will more likely return again to your website.

The next big mistake I see being made by so many affiliates is their failure to capture their visitors name and email address. This is vital to the success of your online business. Its amazing how many websites just try to sell products. I guess a lot of people who are new to affiliate marketing have not yet learned that most people have to see a product as many as seven times before they actually buy it.

Getting visitors to your site takes time and money, and maybe one in a hundred will buy your product. What about the other 99 visitors? Dont let them get away from you! Get their name and email address. Then continue to market to them. After they get to know and trust you, they will buy from you again and again.

Your customer list is the most important asset in your business. You will make more money on the back end than you will on the front end of your affiliate marketing business. Be sure to use an opt-in form and capture your visitors name and email address! One good practice is to put an opt-in form on every page of your website; another is to offer some kind of freebie product thats related to your offer to bribe the visitor to opt-in.

The third big mistake I see affiliate marketers guilty of, not just newbies, is selling to their customers. Your job as an affiliate is not to sell, its to PRE-sell. Its the merchant's job to write killer copy to convert the visitors you send them into paying customers.

I see lots of affiliates who swipe copy from merchant sales pages with the result that their webpage resembles a sales letter. This is the wrong approach to affiliate marketing salesmanship. It turns people off. People dont want to be sold to, and people dont like reading advertising.

Pre-selling is all about sharing your personal experience with a product. This is why you had better actually buy the product before you try to recommend it. You should relate your own feelings about the product and what it has done for you. Explain why you like it. Do not try to sell the product!

Instead of hyping a product the way sales letter pages do, you should describe to your visitor the products benefits. Make a bulleted and detailed list of how you have used the product successfully. What it has actually done for you. Personalize your recommendation. Then casually offer the link to the product.

William Perkins writes about how to start an online business, affiliate marketing, and making money online. He has packaged much of what he knows into a brandable ebook titled, "Fast Track To Internet Riches!" which you can get for free when you opt-in at his website. http://www.BigWillySite.com.Melania Blog51825
Marla Blog69452

Sleep On It!

What do you think about before you go to sleep? Does it really matter? What you think about could be very beneficial and profitable to your life. While your conscious mind takes a break as you sleep, your subconscious mind actually stays very active. Because of this, the thoughts that you think about before you drift off to sleep are vitally important.

Many people end their day by watching the news, which is usually negative and depressing. When they go to sleep after pouring all that junk into their minds, they are basically saying, "Okay subconscious mind, work on all that stuff." And people wonder why they wake up depressed, negative, and with no ambition for the new day ahead?

Your subconscious mind is at work day and night, including throughout your slumber. Have you ever heard the expression, "I'm going to sleep on it?" I remember watching a movie and when faced with a problem, the main character said, "I'll sort it out in the morning." Many times after "sleeping on it," a person wakes up with a solution, or at least, a direction in which to proceed.

One day, a man had diligently worked for hours towards a solution to a problem, yet still knew that there was something missing. He went to sleep, still trying to grasp that missing piece. His thoughts before he fell asleep were focused on unearthing the solution. He said the next morning he suddenly woke up feeling "the greatest excitement." In a short amount of time thereafter, Albert Einstein wrote his first draft of a new article - a full thirty pages. It was the start to his theory of relativity.

There are a lot of people who wake up right before their alarm goes off. Does that happen to you? Is it just a habit, or, before falling asleep, do you consciously think about what time you want to get up? I think it is the latter.

Personally, the only time I use an alarm clock is when I need to get up much earlier than usual. However, every time, it seems like I still wake up before the alarm goes off. Before falling asleep, I was very aware that I needed to get up earlyand the next morning, my subconscious mind stepped in, telling me it was 4:30.

Why not tell your subconscious mind some really positive things before you nod off to sleep? Things like, "I am going to wake up happy and refreshed," or "I am going to get some good, peaceful sleep and tomorrow I will get a lot done," are some excellent examples.

There are many programs that suggest doing your affirmations right before you go to sleep. Some recommend reviewing your goals at that time. The Bible talks about not going to sleep angry. Why? Because the Creator designed the brain and He knows that it's not beneficial to you.

Here's something to try. Take note of what kind of mood you are in as you go to sleep. Emotions are a product of your thoughts. Change your thinking so that you don't allow yourself to fall asleep in a doubtful mood, or in a depressed mood, or in an angry mood.

If you fall asleep in a negative mood, you are impeding the work that your subconscious mind could be doing for you while you sleep. You are losing ground and also losing precious time.

Whether it is your affirmations, or goals, or something you are working on and trying to solve, take careful note of what you are thinking about right before you fall asleep. Your subconscious mind is going to be working all night on something anyway, so why not give it something profitable?

Successful people develop successful habits - it just doesn't happen automatically. You can take charge of your life in so many little seemingly insignificant steps. However, some of these "little" things will reap enormously profitable dividends in your life.

So have a sweet, peaceful, productive sleep!

Michael A. Verdicchio is a husband, father, minister, and broadcaster. He has been the voice on numerous productions over the years. Michael is the author and producer of Inspirational Pep Talks, available at http://www.InspirationalPepTalks.com.Melosa Blog13310
Maud Blog99851

Protect The Merger Or Sale Value Of Your Business: What You Can Learn From The DaimlerChrysler Debacle

In the heat of summer 1997, Daimler Benz purchased Chrysler for 37 Billion Dollars in a reported business merger of equals. Now, not quite 10 years later DaimlerChrysler is selling Chrysler for a reported 7.4 billion dollars for 80% of the firm. If the loss of 30 Billion Dollars in business value is not bad enough apparently the entire purchase price being paid by the buyer Cerberus will be placed into Chrysler and not retained by Daimler. How did this happen and what lessons can you learn when planning the sale, merger, or valuation of your privately held business?

When Merging Or Selling A Business, It's Business Profits Not Sales Revenues

When Daimler purchased Chrysler, Chrysler was having record revenues of 61 Billion Dollars and net earnings of 2.8 Billion Dollars. Revenues and profits were growing rapidly. Exciting new product lines were eagerly accepted by the market. The resulting projected cash flow would pay for the purchase.

Now, in 2007, Chrysler has revenues of 62 Billion Dollars and a 1.5 Billion Dollar loss with no projected growth and no current cash flow for financing. This proves one more time that cash flow is the basis of traditional companies' business value. To increase business value and business merger sales price, maximize your cash flow during the lead-up and sale period.

The Importance Of Business Cycles When Selling Or Merging

When Daimler bought Chrysler the auto industry as a whole was having record years. The three American automakers were selling cars like hotcakes. Costs had been brought down to where Chrysler was a low cost provider.

Compare that to the current industry weakness with reports of overcapacity, impending layoffs and inability to compete because of health care and retirement costs. Yes, the overall industry cycles do matter in the pricing of a business at the time of sale. Sell on the up-cycle. Up-cycles provide prospective purchasers with cash to buy your business and up-cycles provide your business with profits to sell.

Selling Period - Desperation Does Not Increase Price

When reports that Chrysler might be sold hit the street it was clear that Daimler was having a fire sale. Great for a buyer but a very tough negotiating position for a seller. Don't wait until even the "business challenged" can tell you must sell. If you wait too long before you start the business sale or merger process the bottom feeders will win.

Maintain Your Core Strengths When Looking to Merge

When Daimler purchased Chrysler a new design center had been completed allowing Chrysler to bring cars on the market in three years or less. This allowed them to compete with stylish exciting cars. Daimler, in an effort to milk profits, did not bring out a new car for three years prior to 2006, destroying this design leadership position. People bought Chryslers because they were an affordable style, not because they lasted forever. So what was left when there were no new models?

Protect Your Brands

While some may question Chrysler's brand value no one can seriously question Jeep's value. Jeep was very close to the Marlboro Man in American mystique. Yet Daimler let Hummer take Jeeps prized position as the "American Badlands 4 Wheel Drive Experience." Daimler, in 2007, finally brought out a Hummer competitor - right in time for a spike in gas prices. Always protect your brands and the value inherent in them.

Chrysler invented the minivan. Chrysler still has some very nice minivans. Yet in the day of the "crossover" or mix of SUV and Minivan, where is Chrysler's entry? What happened to the design studio again?

Keep Your Talent, They Are Your Business

In the name of efficiency Daimler didn't let Chrysler keep dancing the dance that got it to the ball. In a merger originally billed as a marriage of equals it very quickly became clear that the superior equal was Daimler. After all, they were the purchaser. But why chase off the talent you paid dearly for? Always keep your key people on the team if you want to maximize your sales or merger value even if you must share some of the rewards with them. Based on Chrysler's revival from death in the 1990's, someone there clearly knew what they were doing. It is a fatal mistake to lose your best people or worse yet force them to turn to your competitors.

Final Thoughts On Business Value

With the advantages of hindsight, it is clear that Daimler has made about every mistake possible thereby destroying the value of the Chrysler subsidiary. Chrysler lost profitability because it stopped being Chrysler. Chrysler lost its affordable style position when it lost its design edge and design speed. It lost much of the value in its key Jeep brand by not staying up with changing trends. These and many other mistakes took Chrysler from record profits to huge losses. Daimler bought in an up market cycle and sold in a down cycle. As a final insult, Daimler did not even allow a reasonable time on the market for the transaction to be negotiated. Avoid making these mistakes when looking to sell or merge your private business.

In order to earn the greatest return when you sell or merge your business, make sure your profits are increasing, you are running with the business cycle and you follow a proper merger and sales process.

(c) 2007, Gregory Caruso.

Gregory Caruso, CPA, Attorney, and Certified Valuation Analyst, is a Gregory Caruso, CPA, Attorney, and Certified Valuation Analyst, is a Principal at Harvest Associates in Baltimore and Bethesda, Maryland. He is the author of the book 11 Secrets to Selling Your Business and an expert in privately held business mergers and acquisitions with over 20 years of experience. To obtain a free initial consultation, arrange a speaking engagement, or order the book, contact Greg at 877-838-4966, gcaruso@harvestbusiness.com or http://www.harvestbusiness.com/Maryanna Blog43873
Margy Blog82886

Where To Get Money For A Franchise Idea

How often have you thumbed through a business opportunity magazine, noticed a franchise opportunity advertisement, and felt you'd really like to get in on that...if only you had the money? If you're like most who are seeking greater opportunity and wealth, this probably happens with you more often than you care to admit, except perhaps in strictly private conversations.

When the average person sees one of these opportunities, or comes up with a similar idea of his own, the problems of start-up capital may seem formidable. But in reality, they may not be. In fact, just about anyone with a good credit record and an "insider's sense of business" can get the capital he or she needs, whenever it's needed. The secret is in knowing how to put together a proper proposal, and to present it to the right per son. These are the "how-to" instructions we're going to give you in this report.

The first thing you're going to need is a complete business plan. This is a complete and detailed description of exactly how you intend to operate the proposed business. Your business plan should detail precisely the product or products you plan to sell; how you're going to produce or manufacture the product; your costs (inventory costs if you're purchasing them from a supplier); who is going to sell those products for you; how they're going to be sold; the attendant costs; when you expect to recoup your initial investment; your plans for growth or expansion; and the total dollar amount you're going to need to make it all work according to your plan. Your business plan must be detailed - complete with projected income and expense figures - through at least the first three years of business.

Now, assuming you have your business plan all worked out, put together and ready for presentation with your request for capital, let's talk about your capitalization proposal.

First, keep in mind that whenever you ask somebody for money, whether it's for a small personal loan or a large amount of money to finance a business, you're involved in a selling situation. You have to prepare a "sales presentation" just as if you were getting ready to sell an automobile or refrigerator. Within this sales presentation you must have all the facts and figures; you must anticipate the questions and the possible objections of the prospective lender with answers or explanations; and you must "package" it as impressively as you would yourself for an audience with the president of IBM or General Motors.

The more money you ask for, the more "in-the-know" will be the people you want to borrow from, and so the more detailed and organized your proposal must be. This shouldn't cause you too much worry however, because you can hire a CPA to help you put it together properly, once you've got the facts and have a business plan he can work from. See Http://workathomecoop.com

Look at it this way: The more money you request for your business, the more your lenders or prospective investors are going to want to know about you, your planning, and your business. They want to be impressed with the fact that you've done your homework; they want to see that you've researched everything and documented your facts and figures; they want to be assured by your presentation that investing in your business will make money for them. It's just that simple at the bottom line. Unless you can instill confidence in them with your business plan and loan or investment proposal, they're just not going to give much positive thought to your request for capitalization.

So you'll need a balance sheet describing your net worth - the worth of what you own compared to the amount of money you owe. You'll also have to prove your stability and money-management talents relative to how successful you've been in paying off past obligations. If you have had credit problems in the past, get them "cleaned up", or at least explained on your file at your local credit bureau office. Under the law, credit bureaus are required to give you all the information they have about you in their files, and it's your right to correct any errors or enter explanations regarding negative reports on your credit. Do this without fail because prospective lenders or investors will definitely check your credit history.

So, now you have your balance sheet prepared; your credit history organized in a light that's favorable to you; your business plan (with costs and income projected over the coming three years), you're ready to start looking for lenders or investors.

Almost all franchisors offer help in setting up with one of their franchises. Most will go out of their way to assist you in getting the financing you need. Some will lend you the entire amount, with payments coming out of the income they expect you to make from their franchise operation. Many will carry this loan themselves, while others will carry part of it and find you a lender to finance the remainder.

Franchisors have two objectives in mind when they offer franchises to the public: They are trying to expand their operation, thus increasing their profit, and they are trying to raise capital for themselves. Generally speaking, if you have a good credit history, and if they feel you have the necessary business personality to achieve success with one of their operations, they'll do everything within their power to get you in a franchise outlet. Keep this in mind the next time you see an advertisement for a promising franchise opportunity requiring a substantial amount of cash outlay. You don't necessarily have to have all the money. They want you, and they'll help you!

Many people seem to be unaware that most of today's largest corporations started on a shoestring - on borrowed money. Many people seem to feel that unless they've got it all "in hand" in savings, then they'll just have to keep plugging away until they can save up enough to take the big plunge. Nothing could be farther from the truth. Just a quick bit of research will show that 999 out of every 1,000 businesses were begun on borrowed money.

Look to your family and friends for financial help. Approach them in a business-like manner; tell them about your idea or plans, and ask them for a loan. Agree to sign a formal statement to pay them back in three, five or ten years, with interest.

When you have your proposal assembled, you might even want to think of a limited partnership or even a general partnership arrangement as a way to finance your project. In any kind of partnership, each partner shares in the profits of the company, but in a limited partnership, each person's loss liability is limited to the amount of money he initially invested. The truth is, in this kind of a situation, you'll be doing all the work and sharing your gain with your partners, but then it's a fairly sure way to obtain needed financing.

Another common method of obtaining business financing is through second mortgage loans on a home or existing piece of property. Say you purchased a home ten years ago for $35,000, and today the assessed valuation is $85,000, with a mortgage of $25,000 still outstanding. A lender may consider your home to be security or collateral for a loan up to $60,000. In many instances, this is the easiest and surest way of getting the money needed for franchise or other business investment. And, it makes sense; you've got "net worth" available that is doing nothing but sitting there. Take this equity and invest it in a worthwhile business, and you could double or triple your net worth each year for the rest of your life.

Deciding to obtain a second mortgage on your home in order to finance a business opportunity is without doubt a major decision, but if you are sure about your investment project, and are determined to succeed, you owe it to yourself to go ahead. You could incorporate yourself, borrow money from your family through a second mortgage on your home, and protect against the loss of your home through the Federal Home stead Act. The important point here is that all business opportunities involve risk and sacrifice. It's up to you to determine the feasibility of your success with your proposed venture, then decide on the best way possible to proceed.

In every instance where you run into reluctance on the part of a lender to lend you the money you need, explore the feasibilities of "two-name" or "co-signed" loans. You can have the franchisor sign with you, or one of your suppliers, a business associate or even a friend. Oftentimes you can borrow or rent collateral such as stocks, bonds, time certificates, business equipment or real estate, and in this way give greater confidence to the lender in you r abilities to repay the loan. Whenever you can show a contract from someone who has agreed to purchase a certain number of your products or services over a specified period of time, you have another important piece of paper that most lenders will accept as collateral. Still an other possibility might be to get a bank or a firm that has loaned you money in the past to guarantee your loan. They simply guarantee that they'll lend you money in the future if ever the need should arise.

Going straight to you neighborhood bank, applying for a business loan and walking out with the money is just about the most unlikely of all your possibilities. Banks want to lend money, and they must lend money in order to stay in business, but most banks are notoriously conservative and extremely reluctant to lend you money unless you have a "regular income" that "guarantees" repayment. If and when you approach a bank for a business loan, you'll need all your papers in order - your financial statement, your business plan, credit history and all the endorsements you can get relative to your succeeding with your planned enterprise. In addition, it would be a good idea to take along your accountant just to assure the banker that your plan is verifiable. In the end, you'll find that it all boils down to whether or not the bank officer studying your application is sold on you as a good credit risk. Thus you must impress the banker - not only with your proposal, but with your appearance and personality as well. In dealing with bankers, never show an attitude of doubt or apology. Always be positive and sure of yourself. However, don't come on so strong to them that you're either demanding or overbearing. Just look good, know your stuff, and project an attitude of determination to succeed.

Your best bet, in attempting to get a business loan from a bank, is to deal with commercial banks. These are the banks that specialize in investment loans for going businesses, real estate construction, and even venture programs. Look in the yellow pages of your telephone or business directories; call and ask for an appointment with the manager; and then explore with him the possibilities of a loan for your project. One of the "nice things" about commercial banks is that even though they may not be able to approve a loan for your business ideas, they will almost always give you a list of names of business people who might be interested in looking over your proposal for investment purposes.

A lot of commercial banks stage investment lectures and seminars for the general public. If you find one that does, attend. You'll meet a lot of local business people, some of whom may be able to and interested in helping you with your business plans.

When you're looking for money to move on a business deal, it does not really matter where the money comes from, or how it all comes about. It's important that you get the money, and at terms that are suitable to you. Thus, don't overlook the possibilities of an advertisement for a lender or investor in your local papers. Place your ad as well in national publications reaching people looking for investments. Other avenues to seriously consider are foundations that offer grants, local dental and medical investment groups, legal investment groups, business associations, trust companies and other groups or organizations looking for tax shelters.

Basically, it isn't a good idea to go to a finance company or other commercial lender of this type for a business loan. The most obvious reason is the high interest rates you have to pay. These companies borrow money from larger money lenders, and then turn around and lend it to you at a higher interest rate than they pay. Herein lies the means by which they make money from granting loans to you. The more it costs them to provide the money for you, the more it's going to cost you to borrow their money. The only element in your favor when borrowing from one of these agencies is that most will generally lend you money against collateral other lenders just won't accept. Insurance companies, pension funds, and commercial paper houses are not too out of sight with their interest rates, but they generally will not even consider talking to you unless you're requesting $500,000 or more. They'll also pretty much require that your business proposal be backed by the best possible plan.

Finally, the bottom line is this: You must have a well-researched and detailed business plan; you must have all your documents and projections put together in an impressive presentation; and then, you will have to be the one who does the final selling of your proposal to the investor or lender. This means your appearance, personality and attitude, because - make no mistake about it - before anyone lends you any size able amount of money, they're going to want to take a close look at you personally before they hand over the money.

Actually, the different ways of financing a franchise opportunity are as many and varied as your own creativity. The sources of obtaining money are virtually limitless, and available to anyone with an idea.

One word of caution before you jump into any franchise purchase agreement: The price you pay to participate in a franchise operation is not always the total cost involved in getting the business off the ground. With some franchise operations, you may find other costs such as down payments on the purchase of property, building construction costs, remodeling or site improvements, equipment, fixtures, signs, advertising, and training. Virtually all franchise deals require that in addition to the purchase price or the license fee of the franchise, you're required to give a certain percentage of your gross business income to the franchisor, plus extra payments for promotion and administrative costs. Above all else, before you get involved in a franchise, or any business venture for that matter, make sure you've conducted a complete and thorough investigation of the opportunity presented. If it's a good deal, then go with it; but if you have any doubts or feel as though you're getting in over your head, back off and look around for something not quite so ambitious, or perhaps expensive.

There are a lot of good franchise opportunities, and some not so good. It's important that you be sure of what you're investing in, and that you can make money with it. From there, preparing the proper business plan and the necessary financing, while not always a snap, can be done. Now's the time to do it! We wish you outstanding success with your franchise business.

Andrew Adams writes for http://www.magfranchise.org where you can find out more about franchising and other topics.Marlane Blog50579
Monah Blog95896

A Smart Way To Start Online Business - Take A Full Advantage Of Freebies (1)

Maybe you have just started doing online research for your internet business or maybe you have been looking around online and getting tired of the endless digging, purchasing and reading those get rich quick ebooks for a little, or nothing of results.

There are simply hundreds of websites out there selling money marketing tricks, suggesting that they can teach you how to make tons of it online in 30 days, two weeks, or even in two days if you buy their secret ebook.

But each time you have purchased any new ebook, you were left disappointed, feeling you had wasted your money and your time again.

You are drowned in Internet information before you know how to do business online. You havent found out how to make money, yet your credit card has already been charged to the max by random buying in the hope of purchasing something clear.

Now you are looking at your monthly statement wondering if you should stop and give up your dream to have an online business.

You Are One Of over 90% of Futile Online Marketers If You Give Up Now!

Dont stop right there! Really, you dont have to spend a single penny to purchase any ebooks and programs at the very beginning without knowing exactly what you need to know, and what is in their book.

You could spend a lot less money and time looking for the free information instead.

What is the good thing about freebies?

Like the purpose of the movie trailer, a freebie works in the same way. In order to attract the readers attention the promoter has to partially give away a part of good information, even through the rest remains crappy in the book. Then, other competitors will have to give away different bits of information. You can take full advantage of their competition and get all the freebies they give away! You have full control on all the information, and choose what is good for you. And it is at no cost at all!

Information not completed?

There are plenty of freebies online thrown at you by information product promoters. They are like pieces of a large puzzle, finally when you put the puzzle together you will see a clear picture of online marketing.

Some times the promoter only gives away the Content Guide of its book, dont look down at it, you dont need to read a book back to back to learn what is in it, the content guide in most cases is like a guideline or a checklist showing you the most important information in one or two phrases.

In fact the freebies out here are more than enough for you to make your own judgment on What and How to start your online business,

When you are clear about what you dont know in Internet marketing, you just follow the link in the particular puzzle, and by digging deeper you can find the exact missing information needed with limited cost, time and disappointment.

For more information about free information downloading, please visit:
http://www.smartnewbies.com
http://www.webaudiorecording.com

Ying Wang is a founder of Stimulus Communications a Montreal based marketing company. He is a street-smart about marketing and advertising strategic planning, experienced in the production of both traditional and digital marketing media. Ying was awarded a Masters of Art History and Art Technology from the National University of Kobe, Japan, and was also awarded a professional degree in Multimedia Design from Montreals International Academy of DesignMellisa Blog89718
Malva Blog1313

FOUND: An Alternative Business Career Using Online Search Skills

If you are getting tired of working for someone else or would like to explore how to make more money and develop an alternative career that can free you from your current job ... then please give this article a thorough read. It discusses how to take skills you may already possess and interest you may already have to help you start a brand new career or explore alternatives to what you are doing now.

Chances are that you are reading this article online or found it online and printed it out to read later. The internet has become a powerful and essential tool for many people for information, entertainment and education. But did you know that you can use a simple a tool as your web browser and internet access to make money from what you find online?

Yes, you can and this article will tell you how you can do it.

There are many industries that the concept we are going to discuss could be applied to but we are going to focus specifically on one: the Mergers & Acquisitions Industry (M&A).

The M&A business for many years was predominantly limited to insiders who had connections with each other (it was called, the old boys network). These insiders made millions of dollars by sharing information between themselves as to which companies were for sale and who wanted to buy them. As mergers and acquisitions matchmakers (also called finders), they brought the seller and buyer together and made their huge finders fees.

Now all that has changed; the Internet makes it possible for anyone using a computer to research and access business information that was previously hard to find and often available only to the ol boy insiders. And you can earn a finder or referral fee for introducing business buyers and sellers that result in a closed transaction.

Lets approach our discussion on this in the form of a Question & Answer session:

Is the Mergers and Acquisitions business really that profitable?

Absolutely. And being a finder for M&A deals can be a very lucrative home-based profession.

You can think of it like being a real estate broker, only you match buyers and sellers of businesses, instead of homes. As a real estate broker you can sell a house for $100,000 or you can sell a house for $1 million. The more expensive the house, the more commission you earn. M&A finder or referral fees can be a lot more, since businesses transactions can be quite larger than a residential real-estate transaction.

M&A Deal Finders do matchmaking with businesses that have at least $1 million in sales and go all the way up to $100 million in sales, on that basis alone; being a matchmaker in acquisitions and mergers is a much more profitable business than being a real estate broker.

You are an intelligent person, but you dont have an MBA degree or a law degree; will you be able to do Mergers and Acquisitions matchmaking?

To answer this question, lets take our example of being a real estate broker. You show a home for sale, the buyer either likes the home or they dont. If they dont like it, you take them to another home until they find the one they want. Mergers and Acquisitions works exactly the same way, only you use the power and information found on the internet to find what business buyers and investors are looking for and then find business owners and sellers that match what the buyers/investors are looking for and all of the research is done on the computer using the internet to find businesses. Obviously having specialized learning, education or training will be of help to you in any business but you do not have to be a lawyer, CPA or have an MBA in order to be a successful Finder.

One thing to keep in mind; being a Finder does not mean you are a broker. As a Finder you do not take on any fiduciary role or act as an agent on behalf of the buyer or seller; you are merely a matchmaker bringing the two parties together and for that you can earn a finder or referral fee.

Can I do this part-time and do I need to travel or have a fancy office for this type of business?

In the mergers and acquisition finder business you can search for and research businesses and buyers online and send and receive emails day or night, anywhere in the world. This way you can live in Oregon and be working on your computer at night (instead of watching TV) to sell a private business in Arizona to a public company located in Florida. The Florida Company will be closed when your email arrives that evening, but they can reply to you the next day. You can use email all over the world to send and receive business documents and its 100% free. Being a professional finder is perfectly suited for a home office. You can start out part-time spending as little as one hour per evening on your computer (the Internet is open 24 hours-a-day, 7 days-a-week, so you can set your own hours).

To demonstrate what is possible, I worked on selling a private telecommunications company in Brazil to a public company located in California, and most of the communication for the deal (specifically all of mine to the buyer and seller) was done by email. I will never meet in person the buyer, the seller, the executives of the business or ever see the actual company.

Best of all you dont have to know very much about the different businesses being sold. I dont know a lot about telecommunications, but the public company that is the buyer knows that business very well. I just forward the selling companys information by email to the buying company. The buying company evaluates the business deal and tells me if they want to proceed.

Why is the Mergers and Acquisitions finder business so much in demand?

Lets say there is a public company that distributes computer software to retail stores like CompUSA. The public company has sales of $5 million and they want to grow. The public company can hire more salesmen and try to get into additional stores. But this can take a long time. What is the solution? They work with an M&A matchmaker to find them a company in the same business they can buy or merge with. You find a private company in the software distribution business with $5 million in sales (using Internet search engines and online industry directories) and you contact them to see if they are interested to work with you to be introduced to the public company buyer. If they are, you send the public company a blind profile on the business and the public company will tell you if they want to proceed with interest in the business.

Finding suitable acquisitions to make is how a public company can double its sales very quickly. That is why this service is in such high demand.

The M&A business is worldwide and so huge you will have not hundreds, not thousands, but millions of business owners, buyers and sellers. This opportunity is almost unlimited because each year more than 2 million businesses are up for sale in the USA alone, internationally the opportunity is even greater and all you need is a computer and Internet access.

How would I get started at this business?

Buyers can be found online by using a search engine and entering business buyers and then looking to see what the buyers have posted online for businesses wanted. This is an important step to take first because you want to start your seller searches with a buyer in mind. When you find an active buyer, create a document in your word processing program that details what the buyer is looking for. That becomes the buyers profile for you to use when searching for businesses and sellers for them. Here are the important things to make note of:

1. What industry (type of business are they looking to buy or invest in)?

2. What size (does the buyer need the business to meet a minimum revenue or sales level before they would consider buying or investing in them)?

3. What level of profitability (does the buyer need the business to meet a minimum earnings or net income level before they would consider buying or investing in them)?

4. What location(s) is the buyer interested in (are they looking everywhere or just in a specific city/state/region)?

In our own network we have over two hundred business buyers, with their full acquisition criteria, we are currently working with and every month others contact us to assist them in finding business owners and sellers that would be interesting investments or acquisitions for them.

Here is an example: Recently, a public company CEO sent me an email and asked me to help him find a private business that he could acquire for his public company. I researched "businesses for sale" using a search engine and found a business seller that would be of interest to the public company. For my efforts the business seller and the buyer both agreed to pay me a Finder's Fee. My email box is almost always full with requests from business buyers and sellers who want to be 'matched up'.

Finding business owners and sellers is very easy. Through your own experience and contacts you may even know the owner of a business who might be interested in selling and if you do not directly know any business owners, then thousands of businesses can be found online. For example, use any search engine and enter business for sale. You will find thousands of web sites that list different businesses for sale. When you find the business you think will be of interest to a specific buyer, you contact the seller or business owner to see if they are interested to work with you and are willing to pay you a finder or referral fee to be introduced to buyer prospects.

When they reply with interest, you get your fee agreement in place with them and then fill-out a simple form describing the business for sale that shows the business matches what the buyer says they are looking for. You then forward that information to the buyer in what is called a blind profile so the buyer cannot contact the seller without getting back in touch with you. If the buyer doesnt like the deal, then just send them another business for sale that matches their criteria until they find what they are looking for.

When the buyer and seller each finds what they want, the deal goes into escrow. Before escrow closes the buyer (not you) makes a trip to inspect the business. The buyer meets with management and inspects their facility. If everything is acceptable, they present their offer, their professionals prepare the paperwork, set a closing date for the transaction and the buyer and seller tell the escrow company to proceed with the closing and your Finders Fee check is mailed to you or your fee is wired to you at the time of the closing of their transaction.

Does it really work?

We cannot make any earnings claims to you because success is up to an individuals effort, discipline and capabilities but many of the people we know in the M&A matchmaker business earn between $500,000 to over $3 million dollars each year. Again that does not mean that you will earn this much, or anything at all, since it all depends on your motivation, work habits and follow-up. Also keep in mind that this is not a get rich quick business, it takes time and effort on your part just like it does with any real business. This business takes research on your part to find the right seller and contact them to see if they are interested, for the business to be presented to buyers the seller matches to, for the lawyers to prepare the 'buy-sell agreements' and for escrow to close before you get your check.

But if you are looking for a great home-based business in an established industry with large income potential, then this is the best opportunity I know and certainly merits further study if you find it appealing to you as well.

Gerald Newman, attorney and businessman, has spent over 30 years buying/selling businesses and helping others to do so. He has condensed that experience into a program so that business people can learn his proven M&A Deal Finder methods. Visit http://www.GetPaidFinderFees.com for more information about the program and his site http://www.MergersLawyer.com for more information. Merla Blog15898
Nanci Blog26153

Using Affiliates In Making Sales

Online shopping has become commonplace and accepted by most internet users nowadays. The benefits it provides are so positive, it is no wonder people flock to shopping online. You can shop any hour of the day or night, compare prices, have an amazing inventory to choose from at shops all around the globe, and once you order all you have to do is wait for it to arrive at your doorstep.

The acceptance and demand for online shopping has therefore compelled more and more people to open online stores to get a piece of this action. Someone operating a store out of their own home can compete with the retail giants that offer online shopping.

Obviously one needs a quality product sold at a reasonable price to be successful but aside from that, the key to success online is getting people to visit your online store. If no one comes, you cant sell anything. There are many tactics you can take to attract people to your store and a popular method is to use affiliate marketing.

Affiliate marketing enlists the aid of others to drive people to your online store. Generally speaking, people have no desire to help you out of the simple kindness of their hearts. Instead, you have to bribe them in some way. You do this by making them your affiliates and giving them a cut of the sale if a person they send makes a purchase at your site.

It is a win win situation. You get a visitor and a sale you would not have otherwise gotten, and the affiliate gets money for his efforts in sending someone to your online store. Just imagine the power of this if you have 10 affiliates, or 100. Many stores derive the majority of their sales from affiliate referrals. Affiliate marketing is a lucrative proposition and big business on the internet.

So how do you find these affiliates to help you make sales? You first have to develop an affiliate program and have a way of tracking your visitors and sales. This can be a complicated procedure, or you can make it simple. If you sell a digital product for example, you can use http://clickbank.com and the affiliate end of your business is all done for you. All you need to do is recruit affiliates. If you have a physical product for sale, you can use a company like http://paydotcom.com to automatically put your affiliate program into place. In order to use these companies you need to pay them a small percentage of each sale you make but it is worth it because you dont have to program your own affiliate tracking site.

Once you have your affiliate program ready to go, list your online store with affiliate directories found on the internet or recruit affiliates directly by placing ads in appropriate places such as adwords, or webmaster forums.

Geoff Spencer is a staff writer at http://www.onlinebusinessgazette.com/and is an occasional contributor to several other websites, including http://www.financejournal.com.Marieann Blog37624
Mitra Blog22280

Top 10 Greatest Sprint Races in History

1. Atlanta 1996. Men's 100-meter Olympic final.

It was the most exciting 10 seconds in sports history. The fastest sprinter of that time Donovan Bailey was the last one who left the blocks at the track of overcrowded stadium in Atlanta. And nobody in the world had time to understand that he could simply lose the main race of his life, because during the next ten seconds everybody's eyes were chained to the Olympic track, where the fastest man ever was showing a magnificent blend of explosive power and awesome athleticism.

Donovan Bailey crossed the finish line first to win 100-metre final in 9.84 seconds. It was not just the new world record, this record was set in Olympic final by the man who had the worst start among all finalists. Step by step he passed other sprinters and by finish line he leaved them all behind. If you have never seen this race, than just go to video section at http://www.sprintic.com and do it now.

2. Atlanta 1996. Men's 200-meter Olympic final.

Michael Johnson not just broke the 200-meter world record, he shattered it, leaving other competitors many steps behind by finish line. Even today his time of 19.32 seconds seems fantastic. But it's not only about the time, it is also about the look on Michael's face when he saw it was 19.32. And every time people see the photo of that moment they can feel his passion.

3. Seoul 1988. Men's 100-meter Olympic final.

Canadian Ben Johnson recorded a new world best of 9.79 secs and he stormed away from his arch-rival Carl Lewis. However, three days later it was revealed that Johnson had tested positive for performance-enhancing drugs and was disqualified.

4. Seville 1999. Men's 400-meter world record.

In retaining the world title in a time of 43.18 seconds Michael Johnson redefined the parameters of the one-lap event.

With the staggered start, it took a while for his performance to become apparent. But, running in his trademark hand-made golden spikes, he sailed off the top bend, leaving his rivals metres adrift.

For once, he pushed himself all the way to the line, roared on by a capacity crowd of 50,000 who gasped in astonishment when the time came up on the electronic scoreboard.

5. Indianapolis 1988. Women's 100-meter world record.

Florence Griffith-Joyner stunned the world when - known as a 200 m runner - she ran a new 100 m World Record of 10.49 in the quarter-finals of the US Olympic Trials. This record stands unchallenged to this day, and it will surprise no one if it remains in the books for another 20 years.

6. Seoul 1988. Women's 200-meter Olympic final.

Florence Griffith-Joyner set world record for 200 meters. Nobody could beat her time of 21.34 since then.

7. Athens 1999. Maurice Greene breaks the world record in 100 meters.

In 1999 Maurice Greene set new 100-meter world record of 9.79 seconds, beating Donovan Bailey's standing world record of 9.84, and lowering it by the largest margin since the advent of electronic timing. Also he proved that man could run 100-meter dash under 9.80 seconds without taking drugs.

8. Canberra 1985. Women's 400-meter world record.

During her career Marita Koch collected a remarkable 16 world records in outdoor sprints, as well as 14 world records in indoor events. On Otober 6, 1985 she set the current 400-meter world record of 47.60 seconds. 20 years ago from now nobody among the best female athletes could even think about such result.

9. Athens 2005. Men's 100-meter world record.

Asafa Powell set a world record in the men's 100 meters, clocking 9.77 seconds at the Tsiklitiria Super Grand Prix meeting. So far it was the fastest time ever.

10. Barcelona 1992. Men's 4x100m relay world record.

Mike Marsh, Leroy Burrell, Dennis Mitchell, Carl Lewis. Exactly in this order the fastest American athletes were running their laps at Olympic stadium in Barcelona. The American team completed the race in 37.40. This record still stands today.

Alex Ray is owner of Sprintic Magazine.Myrtia Blog73973
Merilyn Blog16264

The Legalities of Web Sites

The integrity, accuracy, and representation of a web site is a direct responsibility of the owners of the site.

In short, whatever you tell your web team or web designer to build, they will build. Separately, it is your responsibility to address any copyright, trademark, intellectual property and/or other legal matters BEFOREHAND.

Dos:

* DO make sure that you have permission or licensing to use photos, graphic elements, and logos on your web site.

* DO keep copies of emails or letters giving explicit permission to use materials on your web site.

* DO make sure that you have not copied or plagiarized any content from another web site.

* DO make sure that your web site represents your business and/or services as accurately as possible.

* DO check with a lawyer about your legal concerns. Most lawyers will provide a low-cost consultation.

* DO make sure that your web site complies with all of the state and federal laws as they apply to your industry.

* DO as much research as you can about the legal concerns you have so that you can provide the information to your lawyer.

The more information your provide, the happier the lawyer will be to do the work for you.

* DO make sure that you have made every effort to secure your customers information on your site where personal information may be transmitted over the internet.

Dont:

* Dont assume that certain laws may not apply to you. Always check with a lawyer.

* Dont borrow things from other web sites. Always email the contact address or the webmaster so that you receive a written response.

* Dont copy other peoples content without their permission.

* Dont try to guess at the legal elements of your web site. If you dont know what they are, check with a lawyer.

* Dont hesitate to ask questions. A good designer should know a little bit about some of the common legalities, or be able to refer you to legal help.

* Dont think that if you choose not to address the legal issues they will go away.

* Dont put the responsibility on your web developer - Its your site, not theirs.

Where can you go for help with legal concerns?

Internet Business Legal Guidance:
http://Gigalaw.com - legal guidance website for internet business
http://Nolo.com - legal research site for most legal topics

Lawyer Referrals:
Pennsylvania Bar Association - http://www.pabar.org
Delaware Bar Association - http://www.dsba.org
New Jersey Bar Association - http://www.njsba.com
Free Legal Advice - http://law.freeadvice.com/resources/linkbar.htm

Copyright and Trademark Infringement:
United States Copyright website - http://www.copyright.gov
The Copyright Site - http://www.benedict.com

Chris Curtis, a professional Internet Business Consultant, has been helping small and medium businesses gain a competitive advantage on the internet, worldwide, for more than 10 years. Through her own site at http://www.idylhands.com she provides web design, programming, and internet business consulting. Chris is also a co-host of the Tech Talk Philly radio program, and also the owner of the Site Host City Web Hosting Community. Copyright 2006. This article may be reproduced or distributed only with the author credits in tact.Marylin Blog81619
Morganica Blog94235

Balance Transfers Primer

Are high credit card fees giving you sleepless nights? Think smart: balance transfers could be an intelligent short-term solution. The following article can be used as an introductory guide and a primer on the use of balance transfers that discusses the intricacies of balance transfer details. Transfer the weight off your shoulders and get a balance transfer credit card with a lower rate of interest. However, make sure to run through the terms and conditions of the new balance transfer card, to make sure you win in the long run.

If you are not really keen on getting a new card, tell your existing company that you want to transfer your balance to another card that offers a much lower rate. Your existing credit card company just might offer you a better deal. If not, then go ahead and call the competition!

So what is so great about balance transfers? Balance transfers to a card with a lower rate can significantly cut down your interest and fees. The most common rate of interest offered by companies on balance transfers is 0% for 3 to 12 months. If you are fortunate and your credit is good enough, you might qualify for a 0% interest card for 12 months on balance transfers and purchases. Be aware, however, that some cards, will link the introductory annual percentage rate (APR) to the billing cycle of the card.

There could be some additional perks available on your balance transfer card as well:

1) Your new card may charge no annual fees.
2) The grace period on payments might be longer.
3) Rewards like cash back on purchases might be available.
4) Discounts from certain retailers, identity theft protection, and even car insurance can be thrown in as well!

How Do I Get One?

You will be required to go through some basic application procedures and paperwork on a balance transfer. You could write a balance transfer on one of the convenience checks that the card issuer will provide after getting approval on the card. These function just like normal checks but there are some things to be aware of, such as expiration dates. Time can cost big money, in this case, with the old interest rates snapping at your heels. How much you can transfer will depend entirely on the credit limit of your new card.

The fees for balance transfers are similar to that of cash advances, but often times, fees will be waived for the very best card offers. If there are associated transfer fees on the card, it is advisable that you avoid transferring small balances, as the transaction fees might undercut your potential savings. Some additional fees on these cards might include:

1) Late Fees: Once the introductory period on your balance transfer ends, you will start incurring finance charges on the remaining balance. Late fees on these card offers are particularly expensive. In order to avoid these exorbitant fees, make sure that you mail payment well in advance of the due date. If you are using an ATM deposit, stay informed about the processing time of your payment. Banks either charge a flat fee, such as $10 or $15, or a percentage, such as 5%, of the minimum payment due, for example

2) Over-Credit Limit Fees: Each time you charge your card beyond the credit limit, the bank has the ability to impose a fee. It is possible that many of these aforementioned fees will gather simultaneously (in addition to interest charges) during the same billing period! Banks usually charge $10 or $15 for this fee or up to 5% of the amount on the exceeded limit amount.

3) Lost Card Replacement Fees: If you ever happen to lose your card, some banks might charge you anything between $5 and $10 for a replacement.

The most important thing to remember regarding balance transfer credit cards is to make all your payments on time and pay off the outstanding balance within the introductory time frame. Usually, there is no grace period offered up for balance transfers and unless you have snapped up an introductory 0% APR, interest will begin to accrue immediately. The calculation can get a little tricky too. Your initial repayments will first go towards clearing the balance transfer amount before making a dent in any outstanding balance created from recent purchases with the card. So if you want to avoid this mess, keep a separate card for balance transfers and another one for regular purchases.

When the Joyride Ends

You should be keenly observant of the expiration date of your promotional offer. Once it ends, you will be charged the normal rate of interest. All remaining purchase and balance transfer amounts will be subject to a much higher APR and significantly higher finance charges.

Your credit history will determine your post introductory APR on your balance transfer credit card. So if this APR is higher than the rate on your old balance transfer card, you could incur more expensive finance charges if you carry a balance from month to month. Just make sure that you transfer your balance to a new card that offers both a lower promotional rate as well as a lower ongoing APR.

Robert Alan recommends that you visit http://www.creditcardassist.com/balancetransfer/creditcards.html for more information on 0% balance transfers.Meris Blog31520
Margaux Blog27509

SEO: It's Not Just About Clicks!

Before beginning Search Engine Optimization, it is very useful to define your goals. It will be tempting to make more traffic or a number one ranking on Google your SEO Goal. Everyone wants to be number one on Google. That is only natural. More traffic to a web site is a real accomplishment. But a truly successful Search Engine Optimization (SEO) campaign is about more than just traffic. After all, you can have thousands of people tromping through your web site, but if not one of them results in sale or a phone call, what does it matter?

A good SEO plan should help you think carefully about your web presence. What truly represents success to you? What exactly do you want the web user to do when on your site? Also, who is your target audience?

For example, you are a house painter based in the Boston area, and you are thinking about building a web presence. You want your companys name, Joe Schmo House Painting, to appear when a searcher types in House Painting. But do you really? What if the web user lives in London? What if you have a pay per click campaign, and you just paid 5 cents for someone who lives thousands of miles away to click on your ad? What if this happens hundreds of times? That is money right out the window.

It is imperative to answer some key questions. Who is your target audience? How are you going to measure success is it more traffic to your site or is it more sales? The more defined the answer to these questions, the clearer and more successful your SEO campaign can be. For Joe Schmo House Painting, a goal of more phone calls to the 1-800 number that result in projects is a better goal then more traffic to the website. But an even better goal would be more phone calls to our 1-800 number that result in projects that utilize our specialty textured finishes. The more specific you can be, the easier it will be to identify and target your audience.

If you are a non-profit, success may be a more intangible quality like more awareness of a particular problem. Maybe you are an animal rights activist, and you are concerned about puppy mills. You would like to educate the public about them. This may be one situation where more site traffic is a reasonable goal. However, even in this case, more hits to your website is probably just one aspect of your organizations goals. Your off-line goal may be something like passing legislation to ban puppy mills in your state. Keeping your organizations goals in mind can help inform your SEO decisions, even if you are a non-profit.

The more clearly defined your goals are for the SEO, the better the outcome will be.

Mary Pierce is a SEO and Internet Marketing consultant. She particularly enjoys helping small companies find their niche on the world wide web. Articles and SEO information can be found on her web site http://www.thecybersecretary.com.Maurita Blog66115
Marchelle Blog16293

A New Look With The Right Kitchen Faucet And Sink

When it comes to making your kitchen stand out and look great even the littlest things can make a big difference, so if your kitchen faucets are causing you a problem it is well worth forgetting about trying to mess around with repairing them and instead consider replacing the faucets altogether. This is a very cost effective and simple procedure that can make a huge difference to the appearance and practicality of this room. You can find faucets to suit all needs, and by installing faucets that fit in with any theme you have going in your kitchen or with the general dcor you can enjoy really adding to the appearance of the room. You will find the perfect sink faucet to match your kitchen, as there is such a great choice available, and you can find accessories to match your kitchen cabinets, countertops, sinks, and decoration of your kitchen.

Replacing your kitchen faucets can make a real difference

When you replace the faucets in your kitchen you will enjoy a range of benefits. You can look forward to finding accessories that really fit in with your dcor. You can add to the style and class of your kitchen as well simply be replacing the faucets for one of todays modern and sleek styles. And with these faucets boasting a range of features you can also increase practicality in the kitchen, making life easier for yourself and others that use the kitchen. You will be able to select from many wonderful styles, with designs and features to suit all needs. Enjoy a choice of brass, copper, chrome, stainless steel, and more, which ensures that there is something to suit every taste and pocket. You can select the features that best meet your needs too, with choice that include filter faucets, double or single handle faucets, wall mount faucets, mixer faucets, shower faucets, and many others.

You wont have to spend a fortune on your faucets

By shopping for your faucets online you can make really huge savings, as well as enjoy a far greater choice of faucets. You will find many top manufacturers offering great deals on faucets via the Internet, and the deep discounts on offer mean that you can enjoy excellent value for money. Enjoy comparing the faucets on offer to find the designs and features that best meet your needs, and look forward to saving money on the cost, ordering with ease, and even getting fast and convenient delivery of your order. Plumbing your faucet in should prove no problem, so once you receive them you can get your kitchen looking perfect in next to no time.

Whatever the theme or dcor of your kitchen, you will be able to really complement it by installing the right faucets to match the style of your kitchen and the kitchen fixtures. This is a great and cost effective way to add to the look and functional benefits of your kitchen.

Ken J. Morris usually makes long articles on news associated to kitchen cabinets and countertops. Writing for reports (for instance http://www.kitchen-cabinets-tips.com/kitchen-faucets.html on kitchen faucets ) he affirmed his skill in the area.Merrie Blog62945
Marna Blog56353

Saving For Auto Mechanic School

Time has passed, and the same old crumby job greets you each day as it has for the past several years. When will life change its fortunes towards you? The answer to this question is when you decide to save money, and go to auto mechanic school. Attending school is not an easy task for one that has a family, with bills to pay, and therefore it is necessary for one to save enough money before attending auto mechanic school.

While creating a budget might not be a strong point for the family, it is one way to save for auto mechanic school, and catapult your career to the next level. Unfortunately for most, no one will simply provide for one to go to auto mechanic school, it is one of those things that requires cash, and free cash for most Americans requires saving money. This is why creating a budget is so important. With a fixed budget and some discipline, a small fortune can be saved in a less than a year for most working professionals.

Creating a budget won't be easy, and takes a focused effort and strategic planning to make happen. Attending auto mechanic school most likely will depend on your personal ability to create and abide by a budget. Attending a training program is something that takes work, and must be made a priority. When creating a budget for your auto mechanic school fund, simply look at what costs can be cut. Treat your auto mechanic school budget as a business with a bill each month that must be paid. This will help put the concept of saving into perspective, and allow you to look at the auto mechanic school savings as a third party.

For example, you love doughnuts and coffee, and have decided that you can save nearly $10 a week by not eating at the doughnut shop for breakfast every morning. You should look at this cut back as one step closer to achieving your goal to attend auto mechanic school. Thinking about the new budget in a positive light will greatly enhance the experience, and help you to keep going towards your goal of attending auto mechanic school.

Creative budgeting is another way to save for auto mechanic school. Utilizing creative budgeting will make it easier, and more feasible to attend auto mechanic school sooner than one would think possible. Creative budgets are ones that are created around unique ideas that will allow for the saving of money through the replacement of paid activities with free ones. An example of creative budgeting would be to stop spending $10 at the video store each week, and rent movies from the library for free, and put that $40 a month towards auto mechanic school tuition instead. By doing this, one will save the money needed for attending school.

While most people look at budgeting as a negative, or repressive act that is not fun to engage in, others that love to save money look at it as a way of life. If you stop thinking like the former, and start to believe in the latter, auto mechanic school is not but a few months of saving away. Even for those that don't earn a substantial income, it is all about saving. Whatever is saved, can be used towards auto mechanic school, which often offers a tuition payment plan for those that need it.

Andy West is a freelance writer for VC Tech, The Automotive School. VC Tech is a world-class auto mechanic school offering many exciting automotive programs. Please visit http://www.vctechnical.com to learn more.Merrielle Blog92306
Marlyn Blog18581

How to Profit from the 400+ Billion Dollar a Year Telecommunication Industry?

Did you know that... the opportunity to make you rich thru mobile phone service(Sprint,Nextel,T-Mobile,Cingular,Alltel, Suncom),local phone,business phone and unlimited long distance services,Voice Over Internet Protocol(VOIP),Satellite TV (Dish Network & Direct TV),online shopping and healthcare benefits savings card is here.

I really don't understand why 95% of people choose to miss out on a great opportunity just because there was something they needed help with or just didn't understand.

Well guess what? Today is your day for change.Why do I say that? Because I am about to provide you with the information and knowledge you need to make a sound and good decision based on wisdom and not fear.

Today you shall break the chains of poverty off of your life forever and enter into a place of prosperity.Are you ready a life changing decision now? Well open your heart as you read this article today.

5LINX provides an opportunity for ordinary people like you to earn extra-ordinary income!

5LINX can teach you how to profit from the 400+ billion dollar a year telecommunication industry. If you're looking for part-time income or a full-time income potential, 5LINX can offer you that opportunity today. 5LINX is helping people all over the US change their quality of life.

The 5LINX mission is to provide a unique marketing opportunity that allows individuals to attain the quality of life they have always strived for. Qualities like: more time for family, no limits on your ability to earn, and the freedom to create success on your own schedule.

5LINX is a premier network marketing company offering consumers a wide range of products and services. This company is at the forefront of the latest technologies in the telecommunications and wireless industries. In addition to the fantastic products 5LINX offers their Independent Representatives continual training by some of the most recognized experts in the industry!

5LINX was built upon five fundamental principles:

1. Vision - A vision of the opportunity in communications

2. Integrity - All of our associates can hold their heads high with the knowledge that they are providing the best products and services available.

3. Opportunity - The opportunity to grow without limits

4. Freedom - The freedom to make your own success on your own schedule.

5. Success - As defined by YOU (more quality time with your family, unlimited financial opportunity, helping others achieve success, etc.)

5LINX is truly a one-stop shop for all your telecommunication products and services plus more! From Local Phone & Unlimited Long Distance and Mobile Phones & Accessories to Satellite TV and the 5LINX Shopping Mall etc.

5LINX has something for everyone!

As a 5LINX Representative, you have the privilege to sell anyone of our fantastic products and services listed below.

1. Voice Over Internet Protocol: Unlimited local & domestic long distance, plus amazing international rates!

2. Healthcare Benefits Savings Card: Non Insurance Healthcare Benefits Savings Card.

3. Local Phone and Unlimited Long Distance: Home phone service with all the enhanced calling features you could want PLUS unlimited long distance all for one low monthly payment.

4. Business Local Phone and Long Distance: Business phone service with all the enhanced calling features you could want PLUS unlimited long distance all for one low monthly payment.

5. Mobile Phone and Accessories: We re-sell the nations top mobile phone services.

Sprint, Nextel, T-Mobile, Cingular, Alltel, Suncom

6. Satellite: Dish TV & DirecTV. State-of-the-art equipment, great programming all for a low monthly price. Plans starting at $29.99.

7. Internet Access: Browse the Web with amazing speeds using DSL or Cable.

8. Online Shopping: 1000's of products at great prices!

------------------------------------------------------------

President and CEO Craig Jerabeck welcomes you to 5LINX and thank you for taking the time to evaluate a tremendous business opportunity. 5LINX has created a business model for everyone with an interest in being a business owner in the most exciting sector of the US and global economy, telecommunications. The 5LINX Opportunity positions our independent business owners to take advantage of the rapid growth in wireless communications, deregulation of local telephones services, long distance and the internet.

The 5LINX team has built a system that enables you to market products and services from world leaders in communications such as: Z-Tel, Nextel Communications, Sprint PCS, Motorola and more. With national delivery capabilities and 5LINX supplied customer support for your customers, you can create your own communications business as a part of our team.

I invite you to explore The 5LINX Opportunity and see for yourself how you can be a part of the fastest growing sectors of our economy. We are positioned for growth and are looking for motivated individuals who want to create their own financial independence. Whether you are looking for a supplemental income to take a family vacation or purchase a new car or you are looking to change your lifestyle completely, The 5LINX Opportunity will enable you to reach your goals.

What do you like about what you read? If it is positive and you are ready to get started sign up right now as a representative and customer.Quick start training will be provided immediately after you sign up.

Now put this into practice and you will receive a $1,250 promotion bonus!

(c)Copyright 2006 by DeMarcus R. Davenport

DeMarcus R. Davenport is an Executive Trainer with 5LINX. To learn more about this unique opportunity, visit his website at http://www.5linx.net/BestratesNanci Blog26153
Margarethe Blog17648